Category Archives: Money

A Little Discipline Goes A Long Way



It was a place I’d been in before.  I had to buy items from one store, then finish grocery shopping at another.  Sound familiar?  The stores are close in distance, so that wasn’t a problem.  But the potential issue lied in me getting caught in a familiar trap – spending too much at the first store and having to use credit to cover the rest at the second location.  This time, however, I determined it would be different.  And learned valuable lessons in the process.

I spent what I had to spend – no more.  If I didn’t have the money, it stayed in the store.  Temptation knocked at that great sale, or how much I would be “saving”.  But I resisted.  I stayed focused.  And I learned a lot from that small decision.

1) Discipline is catching.  It permeates all areas of your life.  Decide to be more disciplined in your eating, in your exercise?  Watch your thinking change for the better in your spending.

2) It feels good to delay gratification.  It feels good because I knew the end result will be worth it.

3) Celebrate victories no matter how small.  Yeah, me!

It All Comes Down to the Money … Or Does It?

This is worth another share ….

September Blog - Money

“Measure your wealth not by the things you have, but by the things for which you would not take money.”
Dave Ramsey, Financial Peace Revisited.

It’s so easy to get caught up in making everything about money. “Look at me I can buy this,” or “We don’t have enough for that.” Or how about “I’m gonna buy this because I can,” or “I won’t be happy until I can afford that.” Chances are, you’re in one of those statements. I read those punctuating words listed above, in Dave’s book, and paused. How refreshing for a book about finances … to talk about measuring wealth by standards other than finances.

Just a little reminder as you start your week. Maybe you’re headed to a job you hate. Maybe you wish you could be doing something, anything, other than what you’re doing. Maybe you feel like you have so little and times are so tough, that sitting to cry is a welcome release. Maybe, just maybe, you have plenty of money … but not the peace or happiness to go with it. Well, here’s a reminder of the things for which you would not take money.

• Your health (you’re able-bodied enough to read this blog)
• Your sight (again, you’re able to read this blog)
• Family and friends
• A place to lay down your head at night
• A mind to think of new ways to do and be more
• The ability to draw the breath of life

I guess it really doesn’t all come down to money. Does it?